You don't want to think about it, but you have to. Your machinery can break down. Boilers, pressure vessels, lifts, hoists, cranes, lifting machinery, electrical and mechanical plant. They are all at risk.

But for all those risks, there is Vero Machinery Insurance, which covers overheating, operator error, collapse, pressure explosion of boilers and collapse.

This policy is as flexible as your use of machinery. From specific items of plant to complete installations, Machinery Insurance can pay for the repair of your machinery, as well as protect you from the ongoing financial consequences of breakdown.

Machinery Business Interruption Insurance works as a partner to your Machinery Policy. This policy covers your financial loss from the interruption of your business caused by the breakdown of your machinery. You can also choose cover for loss of gross profit, payroll or wage costs or any increase in the cost of working.

You can cover your whole installation, or select specific items.

To apply for Machinery Insurance or Machinery Business Interruption Insurance cover, please complete the proposal form below and submit to your Broker or Insurance Adviser.

MachinePlan policy (PDF, 211kb)
MachinePlan proposal (PDF, 570kb)
MachinePlan with Consequential Loss Policy (PDF, 204kb)
Stock Deterioration Plan (PDF, 1134kb)

Contractors and Contract Principals need cover. Lots of it. For physical loss or damage at the contract site or in transit to the site and additional post loss costs, such as architects fees, demolition / removal of debris or increased costs of materials. Vero covers it all.

Contract Works Insurance covers:

• Civil engineering construction projects
• Construction of roads, railways, bridges, etc.
• Commercial construction
• Domestic dwellings
• New construction, additions, alterations

If you are moving your own or a third party's machinery, you need a policy that covers the entire operation. Dismantling, loading, transit, unloading, erection and resiting. Machinery Transit & Erection Insurance has you covered - with the choice of year-wide protection or cover for specific projects.

To apply for Machinery Movement cover, please contact your Broker or Insurance Adviser.

You cannot afford to lose your computers. What you can afford is an interconnected system of Computer Insurance "components". These work together to cover most computer-related risk to your business.

Material Damage protects for your computers, networks (LANs and WANs), software and ancillary equipment from material risks such as theft, fire, power fluctuations and transit damage.

Breakdown protects from the costs of internal breakdown.

Reinstating Data - covers the cost of reinstalling software and reinstating data damaged as a result of Material Damage or Breakdown.

Consequential Loss - computer losses bring financial losses, but we can provide a range of financial protection: loss of gross revenue and/or increase in cost of working.

To apply for Computer cover, please complete the proposal form below and submit to your Broker or Insurance Adviser.

ComputerPlan policy (PDF, 199kb)
ComputerPlan (Internal causes) policy (PDF, 163kb)
ComputerPlan proposal (PDF, 426kb)

Erecting and installing plant and machinery carries risks to the equipment and to your business. Erection Works Insurance offers machinery installers and contract principals a comprehensive range of cover:

• physical loss or damage to permanent and temporary works
• constructional plant used on the contract (your own and hired)
• annual cover or cover for specific projects.

Contractors Plant and Equipment insurance covers machinery and plant in general use on a contract site. Whether the equipment is hired or your own, this policy protects it from material damage, including theft and malicious damage, fire, impact and water damage. You can choose to cover individual items or the whole schedule of plant, single site or multiple sites.

To apply for Contract Plant and Equipment cover, please contact your Broker or Insurance Adviser.